When retired CIA agent Jack Hammer moves to Key West and embraces a lifestyle modeled after his literary hero Ernest Hemingway, he thought he was retiring to a life of wine, women, and song-punctuated with a lot of fishing. That was until Penelope Cruz lookalike Rosie Mendez entered his life and turned it upside down. Against his better judgment, Jack agrees to help a friend of Rosie named Laura, who finds herself way over her head in an art heist caper pulled off by her cousin Carlos. Carlos sucks Laura's father Dominick into the crime when he talks Dominick into hiding eight priceless Impressionist paintings in his house in Clearwater Beach. When Dominick gets sick, Laura removes the paintings-worth more than $200 million-from her father's house and hides them in her SUV. That's when Jack Hammer reluctantly comes to the rescue. Jack agrees to help her extricate herself from her mob-connected cousin's ruthless scheme. The action takes place in Key West, Ybor City in Tampa, Miami, and along the coast of Connecticut as Jack Hammer zeroes in and hauls the culprit in to the authorities.