Kevin Bayard follows his dad to the Black Hills of South Dakota in 1891 to analyze the area around keystone for gems and minerals the mining companies were looking for. He also finds out about himself and a Pteranodon or a flying dinosaur that made him famous and attempts to uncover the mysterious rocks found with them. Tom Blake accepted his Dad's invitation to join him in Keystone, South Dakota in 1989 where he had opened his insurance agency to insure the risky business of mining. Tom's relationship with his dad grows as his knowledge in the Insurance business and becomes one of the forefathers of modern underwriting techniques to insure Risky Businesses.