Is Finance Technology? explores how fintech reshaped how the world borrows, saves, spends, and invests. Behind the hype and headlines, though, is a hard truth—most fintech companies fail. Not because their ideas aren’t feasible, but because founders underestimate the complexity of blending finance, technology, and regulation. 
Drawing on years of experience as a founder, operator, and investor, fintech veteran Andrew Endicott reveals the patterns driving industry success and failure. From banking and payments to insurance and infrastructure, Endicott examines the forces transforming financial services and exposes the strategic blind spots that derail even the most ambitious of founders. Clear, candid, and deeply informed, 
Is Finance Technology? is essential reading for founders, investors, and anyone who wants to understand where the future of finance is heading—and which companies will endure and shape it.