Ms. Jones humorously talks about finances and budgets like she talks about diets. Almost everyone needs to work on both, but prefers to avoid the topic if at all possible. She specifically targets the 20 and 30-something age group and how they can best get a handle on their finances now and create wealth. This book is chock full of easy to read information, worksheets and baby steps for those who think budgets are too hard to follow. She emphasizes a spending plan, eliminating debt and her secret way to get almost $5k of free money and have close to $20k in your pocket in 10 years. This is a must-read book for anyone who's looking for a little basic financial information and a whole lot of courage. The book is condensed, the points are concise and the reading is FUN. Highly recommend for anyone thinking (and/or stressing) about their money.