I wrote these chapters in an effort to help the many church members who have come to me for counsel from the Word of God. I found that I was covering the same material over and over again with one person after another. With that in mind, I decided to put in print the specific counsel I believed they needed and initially use that material as a handout to those with similar problems. This book is the product of that counsel and those handouts. As a result, these chapters are immensely practical. They provide specific 'how to' solutions to many serious problems. In doing that they give hope.