We are living a huge economic and financial crisis, the worst that humanity has ever experienced. Some may say that the American crisis of 1929 was much harsher and more dramatic, but it was confined to the United States, while the present one includes the whole world, from the East to the West. As a member of the Fondazione Discepolo (a cultural institution founded by my father, Pasquale Discepolo, an engineer, born in New York on 6 November 1917, which has two executive and / or parallel "extensions" the Museo Mineralogico Campano Mineralogical Museum of the Campania Region] and the Premio Capo d'Orlando Capo d'Orlando Prize], founded by Dr. Umberto Celentano), on 23 May 2011, I had the great honour of participating in an extremely interesting conference held by the Nobel Prize for Economy Paul Krugman, who had been invited and awarded a prize by the Fondazione Discepolo at Vico Equense (a nice little city near Napoli and Sorrento). Paul Krugman's conference was of extraordinary interest, and touched upon the themes that were the premise for me writing this book in which I offer my almost 43 years of experience on the topic of money. In this book, I also wish to offer some advice to improve one's financial situation as concerns both the family and/or the individual.