Generation Rent: Why You Can't Buy A Home Or Even Rent A Good One
Autor Chloe Timperleyen Limba Engleză Paperback – 23 iul 2020
'An essential read about a broken housing market.' – Peter Apps, Inside Housing
If paying rent feels like a second tax — and saving for a deposit feels impossible — you’re not imagining it. Across the UK housing market, millions of people are stuck in the rent trap: high rents that can exceed mortgage payments, tiny and poorly maintained flats, insecure tenancies, deposit battles, and the constant stress of being forced to move with little notice.
Generation Rent is Chloe Timperley’s razor-sharp, eye-opening investigation into Britain’s housing crisis and the death of the homeownership dream. It shows how we went from a post-war era of affordable council housing and rising ownership to an economy where homes became financial assets, property investment vehicles, pension pots and “wealth machines” — while a whole generation haemorrhages cash to landlords.
This book tackles the big questions renters, first-time buyers, parents and policymakers keep asking:
Why are house prices so high? Why is renting so expensive? Why can’t a reliable tenant get a mortgage? Who benefits from the current system — banks, developers, buy-to-let investors, letting agents, freeholders — and who is being squeezed out?
Inside you’ll uncover:
• The real mechanics behind runaway house prices: land scarcity, planning permission politics, mortgage credit, money creation, low interest rates and quantitative easing
• How Right to Buy, the sell-off of council homes, and the shrinkage of social housing reshaped affordability and security
• The rise of buy-to-let and the “House of Landlords” — and why renters and investors end up bidding on the same starter homes
• The hidden pitfalls of modern “solutions”: Help to Buy, shared ownership, leasehold flats and leasehold houses, ground rent clauses, service charges and the “mortgaged tenant” reality
• The lived experience of private renting: poor standards, repairs ignored, overcrowding, homelessness pressure, housing benefit gaps, and the fear of no-fault eviction
Most importantly, Generation Rent doesn’t stop at diagnosis. It sets out realistic, radical action to restore common sense and decency: stronger tenant rights, better regulation of the rental market, genuine affordable housing at scale, a renewed social housebuilding programme, and the hard conversations Britain avoids about land, taxation, and land value (including the case for land reform and a land value tax).
Perfect for readers searching for: UK housing crisis, housing affordability, rent crisis, generation rent, private rented sector, renting in Britain, tenant rights, renters reform, rent control, rent caps, no-fault eviction, deposits, letting agents, buy-to-let, buy-to-let mortgage, property market economics, house price inflation, housing bubble, property ladder, first-time buyer, saving for a deposit, mortgage affordability, interest-only, Bank of England policy, quantitative easing, planning permission, green belt, gentrification, intergenerational wealth, inequality, cost of living, council housing, council estates, housing associations, social housing, housing benefit, universal credit, homelessness, temporary accommodation, leasehold scandal, ground rent, service charges, land reform, land value tax.
If you’ve ever wondered why your rent rises faster than wages, why “starter homes” feel out of reach, or why housing quality can be so bleak in one of Europe’s richest countries, start here — and walk away with the clarity to challenge the myths, spot the incentives, and argue for change. Pick up Generation Rent today and finally make the housing system make sense. Read it for the facts, the stories, and the solutions — then start the conversation your street and city need.
“A lively account of arguably the country’s biggest social and economic problem.” — Martin Wolf, Financial Times
“There’s something rotten at the heart of Britain’s housing sector…” — Oliver Bullough, Moneyland
Reviews
'The housing crisis is just getting started,' warns Timperley in this important book.' – Martin Chilton, The Independent
‘There’s something rotten at the heart of Britain’s housing sector, which is blighting the dreams of millions of young people. Generation Rent dissects this morbid condition, with rigour and passion — and shows us a way to treat it.’ – Oliver Bullough, Moneyland
'Chloe Timperley lands punch after punch on a rental system that is dysfunctional, demeaning and downright unfair’ – Eoin Brown TD, Irish Times
'Black mould, botched repairs, rent hikes, revenge evictions, stolen deposits – the stories recounted in bleak detail in this lively book will be sadly familiar to many people who have rented in the UK. Chloe Timperley, herself a young renter with a background in finance, is an insightful guide to how we got here, charting the impact of the right to buy, the iniquitous role of land agents, the scandal of ground rents and the ongoing leasehold trap – all of which have led to a situation where, on average, renters are spending close to 40% of their incomes on lining their landlords’ pockets.' – Oliver Wainwright, The Guardian
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Specificații
ISBN-13: 9781912454266
ISBN-10: 1912454262
Pagini: 342
Ilustrații: 1 iondex
Dimensiuni: 129 x 198 x 30 mm
Greutate: 0.27 kg
Editura: Canbury Press
Colecția Canbury Press
ISBN-10: 1912454262
Pagini: 342
Ilustrații: 1 iondex
Dimensiuni: 129 x 198 x 30 mm
Greutate: 0.27 kg
Editura: Canbury Press
Colecția Canbury Press
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Cuprins
PREFACE. Generation Rent is ultimately the story of how the UK turned its youth into an asset class. In the late 20th to early 21st centuries, housing went from basic good to financial asset. Our homes went from being a store of wealth for occupiers to a store of wealth for landlords and speculators
SECTION I. TRYING TO BUY A HOME
CAN’T BUY, WON’T BUY. Why Olivia and Izaak, an ordinary couple in their twenties with good jobs, cannot buy a home in the UK. Like their friends. At the peak of the homeownership dream, in 2007, 73 per cent of the population owned their own home. A decade later, in 2016, the figure was 63 per cent
‘REFUSING TO LEAVE HOME’. An older generation is blaming young people for still living with their parents, but the reality is that homes are too expensive to buy. Private renters are expected to outnumber people with a mortgage by 2025. Unfortunately, privately rented homes are often poor quality
A SHORT HISTORY OF BRITISH HOMES. Looking at land use and tenure in the UK the Norman Conquest to the late 1970s, focussing on the post-war ‘Golden Age’ when the UK government and local authorities embarked on widespread building programmes that created mostly high-quality council housing
SELLING OFF COUNCIL HOMES. When the post-war consensus crumbled, Margaret Thatcher's Conservative government launched the Right to Buy in 1981, giving council tenants the ability to buy their municipal home at a discount. It was wildly popular. But it led to less council housing and higher rents
BOOM! THE IMPACT OF CREDIT. Most people answer the question ‘Why is there a housing crisis?’ with one or both of these reasons: a) We aren’t building enough houses b) There too many people in the UK. But the real answer is a massive expansion of credit unleashed with financial liberalisation
SAY HELLO TO THE LANDLORD. Previously pushed out by rent controls and limited supply in the 20th Century until the 1970s, the number of landlords rose from the Thatcher era onwards. Buy-to-let mortgages increased the number of private investors buying homes, often pricing out first-time buyers
CAUGHT IN THE MORTGAGE TRAP. Affordability tests bar renters from getting a mortgage - even though they are paying more in rent than they would by buying a home. In 2018, the Santander bank found that renting a home anywhere in the UK was more expensive than owning one. London had the biggest gap.
SECTION II. HELP FOR BUYERS
THE BANK OF MUM AND DAD. increasingly and significantly for the country’s house prices, parents are handing over large lump sum gifts that can be put down as a deposit on a home that would be otherwise unaffordable. If BOMAD were a real bank it would be the 11th biggest in the UK
OFFICIAL HELP TO BUY. Assessing the Government help available for first-time buyers, including the Help to Buy Mortgage Guarantee, the Help to Buy Equity Loan Scheme, the Help to Buy ISA, and the Lifetime ISA. Have these schemes worked by helping more young people buy a house?
SHARING A HOME. Shared ownership allows people to buy between 25 per cent and 75 per cent of a home and pay rent on the remaining share. Although a good idea, one scheme, HomeBuy Direct, does not always work. What happens when housing associations abuse their power?
MORTGAGED TENANTS. Most people who own homes in England and Wales are ‘freeholders,’ but some are 'leaseholders' - and they can be exploited with ruses such as the doubling ground rent scandal, a symptom of the growing financialisation of home-buyers and tenants
THE HOMEOWNERSHIP DREAM SOURS. For a time, owning a home was a great social leveller. Fast-forward to 2020, and that same ‘homeownership dream,’ even when fulfilled, no longer promises the same sort of freedom. Today’s first-time buyers are often mortgaged up to the eyeballs
SECTION III. HOW HOMES ARE BUILT
WHY CAN'T WE JUST BUILD MORE NEW HOMES? This is a common question but just freeing up land will not work. On average it takes 15 years from the granting of planning permission to the keys being handed to buyers. Properties are deliberately drip-fed onto the market to maintain high prices locally
SHIPPING CONTAINERS: CHEAPER HOMES. One entrepreneur in Sheffield, Jon Johnson, is trying to shake-up the market by creating affordable homes from shipping containers. They can make accommodation for the homeless, trendy offices, hipster cafés, and luxury custom-built homes. But will it work?
SELLING PLANNING PERMISSION. Looking at the controversial role of land agents and asking whether compulsory purchase orders would be the solution to the housing crisis, by speeding up the development process and forcing the mass building of new homes. Sets out the legal position governing the idea
LETTING THE LOCAL ECONOMY. Why does £800,000 buy a seven-bedroomed mansion in Worksop, Nottinghamshire, but only a tiny studio in London? Calculating how the value of homes is linked to the economic productivity of the local area, which influences rents more than property. It is rent for the area
SECTION IV. A NATION OF RENTERS
HELPING OUT THE LANDLORDS. Introduced by the 1988 Housing Act, Assured Tenancies more or less ended rent controls. Rents could be increased periodically, either by a valid rent review clause in the initial tenancy agreement or by issuing a notice under Section 13. Evictions were made easier
THE HOUSE OF LANDLORDS. Some 72 of the MPs who voted down a motion to ensure that tenants had the same right to good standard accommodation as dogs were themselves registered landlords. At the 2015 Conservative Party Conference, the ‘adult children stuck in the family home’ narrative was wheeled out
GET OUT OF MY HOUSE. By default, if you rent a residential property in England and Wales, then (as mentioned previously) you’re bound by the rules of an Assured Shorthold Tenancy, which can allow no-fault evictions after an initial minimum six-month period
REVENGE EVICTIONS. In 2015, Parliament passed the Deregulation Act, which was supposed to put rogue landlords out of business, but they are still in business. Revenge evictions can still take place providing landlords carry out basic steps – as shown by the experiences of Laura and her husband Mike
THE REALITY OF RENTING. Generation Rent, the charity organisation, invited people to share their renting horror stories on Twitter via the hashtag #ventyourrent. Black mould, broken windows, no hot water or heating, bullying landlords who say 'so what?' The landlord-tenant relationship can be feudal
REGULATING THE RENTAL MARKET. Dan Wilson Craw, head of campaign group Generation Rent, told me, there’s an argument for controlling rents now even if it isn’t a permanent fix. Mayor of London Sadiq Khan has called for a London Living Rent. Could regulation of the private rental market work well?
WITH THE COMMUNITY ACTIVISTS. What is a tenants’ union? Spending time with ACORN renters’ union in Sheffield to find out more about their work and the response of tenants. ACORN – Association of Community Organizations for Reform Now – was inspired by US ‘radical’ activist Saul Alinsky
COULD BUILD-TO-RENT HELP? A new business model in property development is promising to revolutionise the private rented sector: build-to-rent. Rather than selling off newly-built homes to investors, build-to-rent companies design high-quality apartment blocks aimed at catering to Generation Rent
SECTION V: SOCIAL HOUSING NOW
LIVING ON A COUNCIL ESTATE. Criminology Professor Stephen Farrall showed the ‘priority need’ system exacerbated the unusual social mix on council estates. Poverty, drug abuse, unemployment and crime have become concentrated disproportionately in them. Homeless people refuse to move to some estates
HOUSING ASSOCIATIONS UNDER PRESSURE. The 1985 and 1988 Housing Acts encouraged councils to ‘voluntarily’ transfer housing stock to housing associations – regulated at ‘arm’s length’ by a quango called the Housing Corporation. This paved the way for a more market-oriented social rented sector
'INTENTIONALLY HOMELESS'. One day Mia, an early years practitioner in England's Midlands, got home from work to find a ‘for sale’ board outside her house. She had lived in the house for six years but now was being booted out in a no-fault eviction. Mia spent four months in her sister’s place.
SOCIAL HOUSING: THE END GAME. Several council estates in London have been bulldozed and replaced with private housing by councils and developers working hand-in-hand to ‘improve’ inner-city areas. Gentrification is in the blog Regenerating Hackney’s Estates: Dirty Tricks of a Dirty Council
SECTION VI. WITH THE LANDLORDS.
'IS ANYBODY HERE A SOCIALIST?' At seminar at the National Landlord Investment Show, we hear from Tony Gimple, co-owner of the advisory firm Less Tax for Landlords. He asks: ‘Is anybody here a socialist?' No-one puts a hands up. ‘And is anybody here easily offended?’ Again, nothing.
AT THE LANDLORD ADVICE ROADSHOW. Entering the Residential Landlords Association’s ‘Landlord Advice Roadshow’ in Sheffield, posing as a property investor. Those attending probably represent more conscientious property owners. But not all of them.
NEST EGG: PROPERTY AS A PENSION. The ‘get-rich-quick’ accusations are only fair for a certain subsection of the landlord population. The fact is, a large proportion of people getting into small-time landlordism do it because they want to top up or create from scratch a healthy retirement income
INSIDE THE BUY-TO-LET INDUSTRY. Inside the National Landlord Investment Show at London's Olympia, which plays host to investment consultants, councillors, lawyers, estate agents and mortgage brokers, all giving their thoughts on the private rent sector. Landlords want hassle-free income: an annuity
NOW FOR THE 'CRACKDOWN'. Finding people from within the property world to speak to about the inner-workings of the buy-to-let industry proved surprisingly tricky. 'Eventually, I managed to get in contact with a marketing executive at a property investment company that builds urban apartment blocks.'
SECTION VIII: WHAT SHOULD WE DO?
SOME WAYS TO MAKE THE SYSTEM WORK. Isn’t it time we stop sacrificing the health, happiness and economic prospects of swathes of society on the altar of a failed ideology? Local authorities and housing associations could be part of the solution, alongside reinstating the rights of the commons
TIME FOR A LAND TAX. What is a land value tax. Explaining the economic ideas of American economist Henry George, while dealing with the 'Stern Cover-up' in UK politics. It's time to treat houses as homes. People should live normal lives rather than become financialised: ‘We are Not Your Assets’
ACKNOWLEDGEMENTS. Thanks to the Generation Rent Campaign Organisation, ACORN’s Sheffield branch, Leasehold Knowledge Partnership, Labour MP Dan Jarvis, Conservative MP Bob Blackman, Labour MP John Healey, Graham Hodges, Positive Money, Phil Anderson, Laurie Macfarlane, Akhil Patel, Anna Minton
NOTES. Full list of sources and references for this personal and authoritative guide to UK housing, house prices and rents
INDEX. Full page listing for Generation Rent. Such as the As: Abbeydale, ACORN, affordability of housing, Aldi, Alex, Alinksy Saul, Amazon Prime, Ambrosia Land University, American investment management company, Amsterdam, Architects for Social Housing, Architect’s Journal, Assured Shorthold Tenancy
SECTION I. TRYING TO BUY A HOME
CAN’T BUY, WON’T BUY. Why Olivia and Izaak, an ordinary couple in their twenties with good jobs, cannot buy a home in the UK. Like their friends. At the peak of the homeownership dream, in 2007, 73 per cent of the population owned their own home. A decade later, in 2016, the figure was 63 per cent
‘REFUSING TO LEAVE HOME’. An older generation is blaming young people for still living with their parents, but the reality is that homes are too expensive to buy. Private renters are expected to outnumber people with a mortgage by 2025. Unfortunately, privately rented homes are often poor quality
A SHORT HISTORY OF BRITISH HOMES. Looking at land use and tenure in the UK the Norman Conquest to the late 1970s, focussing on the post-war ‘Golden Age’ when the UK government and local authorities embarked on widespread building programmes that created mostly high-quality council housing
SELLING OFF COUNCIL HOMES. When the post-war consensus crumbled, Margaret Thatcher's Conservative government launched the Right to Buy in 1981, giving council tenants the ability to buy their municipal home at a discount. It was wildly popular. But it led to less council housing and higher rents
BOOM! THE IMPACT OF CREDIT. Most people answer the question ‘Why is there a housing crisis?’ with one or both of these reasons: a) We aren’t building enough houses b) There too many people in the UK. But the real answer is a massive expansion of credit unleashed with financial liberalisation
SAY HELLO TO THE LANDLORD. Previously pushed out by rent controls and limited supply in the 20th Century until the 1970s, the number of landlords rose from the Thatcher era onwards. Buy-to-let mortgages increased the number of private investors buying homes, often pricing out first-time buyers
CAUGHT IN THE MORTGAGE TRAP. Affordability tests bar renters from getting a mortgage - even though they are paying more in rent than they would by buying a home. In 2018, the Santander bank found that renting a home anywhere in the UK was more expensive than owning one. London had the biggest gap.
SECTION II. HELP FOR BUYERS
THE BANK OF MUM AND DAD. increasingly and significantly for the country’s house prices, parents are handing over large lump sum gifts that can be put down as a deposit on a home that would be otherwise unaffordable. If BOMAD were a real bank it would be the 11th biggest in the UK
OFFICIAL HELP TO BUY. Assessing the Government help available for first-time buyers, including the Help to Buy Mortgage Guarantee, the Help to Buy Equity Loan Scheme, the Help to Buy ISA, and the Lifetime ISA. Have these schemes worked by helping more young people buy a house?
SHARING A HOME. Shared ownership allows people to buy between 25 per cent and 75 per cent of a home and pay rent on the remaining share. Although a good idea, one scheme, HomeBuy Direct, does not always work. What happens when housing associations abuse their power?
MORTGAGED TENANTS. Most people who own homes in England and Wales are ‘freeholders,’ but some are 'leaseholders' - and they can be exploited with ruses such as the doubling ground rent scandal, a symptom of the growing financialisation of home-buyers and tenants
THE HOMEOWNERSHIP DREAM SOURS. For a time, owning a home was a great social leveller. Fast-forward to 2020, and that same ‘homeownership dream,’ even when fulfilled, no longer promises the same sort of freedom. Today’s first-time buyers are often mortgaged up to the eyeballs
SECTION III. HOW HOMES ARE BUILT
WHY CAN'T WE JUST BUILD MORE NEW HOMES? This is a common question but just freeing up land will not work. On average it takes 15 years from the granting of planning permission to the keys being handed to buyers. Properties are deliberately drip-fed onto the market to maintain high prices locally
SHIPPING CONTAINERS: CHEAPER HOMES. One entrepreneur in Sheffield, Jon Johnson, is trying to shake-up the market by creating affordable homes from shipping containers. They can make accommodation for the homeless, trendy offices, hipster cafés, and luxury custom-built homes. But will it work?
SELLING PLANNING PERMISSION. Looking at the controversial role of land agents and asking whether compulsory purchase orders would be the solution to the housing crisis, by speeding up the development process and forcing the mass building of new homes. Sets out the legal position governing the idea
LETTING THE LOCAL ECONOMY. Why does £800,000 buy a seven-bedroomed mansion in Worksop, Nottinghamshire, but only a tiny studio in London? Calculating how the value of homes is linked to the economic productivity of the local area, which influences rents more than property. It is rent for the area
SECTION IV. A NATION OF RENTERS
HELPING OUT THE LANDLORDS. Introduced by the 1988 Housing Act, Assured Tenancies more or less ended rent controls. Rents could be increased periodically, either by a valid rent review clause in the initial tenancy agreement or by issuing a notice under Section 13. Evictions were made easier
THE HOUSE OF LANDLORDS. Some 72 of the MPs who voted down a motion to ensure that tenants had the same right to good standard accommodation as dogs were themselves registered landlords. At the 2015 Conservative Party Conference, the ‘adult children stuck in the family home’ narrative was wheeled out
GET OUT OF MY HOUSE. By default, if you rent a residential property in England and Wales, then (as mentioned previously) you’re bound by the rules of an Assured Shorthold Tenancy, which can allow no-fault evictions after an initial minimum six-month period
REVENGE EVICTIONS. In 2015, Parliament passed the Deregulation Act, which was supposed to put rogue landlords out of business, but they are still in business. Revenge evictions can still take place providing landlords carry out basic steps – as shown by the experiences of Laura and her husband Mike
THE REALITY OF RENTING. Generation Rent, the charity organisation, invited people to share their renting horror stories on Twitter via the hashtag #ventyourrent. Black mould, broken windows, no hot water or heating, bullying landlords who say 'so what?' The landlord-tenant relationship can be feudal
REGULATING THE RENTAL MARKET. Dan Wilson Craw, head of campaign group Generation Rent, told me, there’s an argument for controlling rents now even if it isn’t a permanent fix. Mayor of London Sadiq Khan has called for a London Living Rent. Could regulation of the private rental market work well?
WITH THE COMMUNITY ACTIVISTS. What is a tenants’ union? Spending time with ACORN renters’ union in Sheffield to find out more about their work and the response of tenants. ACORN – Association of Community Organizations for Reform Now – was inspired by US ‘radical’ activist Saul Alinsky
COULD BUILD-TO-RENT HELP? A new business model in property development is promising to revolutionise the private rented sector: build-to-rent. Rather than selling off newly-built homes to investors, build-to-rent companies design high-quality apartment blocks aimed at catering to Generation Rent
SECTION V: SOCIAL HOUSING NOW
LIVING ON A COUNCIL ESTATE. Criminology Professor Stephen Farrall showed the ‘priority need’ system exacerbated the unusual social mix on council estates. Poverty, drug abuse, unemployment and crime have become concentrated disproportionately in them. Homeless people refuse to move to some estates
HOUSING ASSOCIATIONS UNDER PRESSURE. The 1985 and 1988 Housing Acts encouraged councils to ‘voluntarily’ transfer housing stock to housing associations – regulated at ‘arm’s length’ by a quango called the Housing Corporation. This paved the way for a more market-oriented social rented sector
'INTENTIONALLY HOMELESS'. One day Mia, an early years practitioner in England's Midlands, got home from work to find a ‘for sale’ board outside her house. She had lived in the house for six years but now was being booted out in a no-fault eviction. Mia spent four months in her sister’s place.
SOCIAL HOUSING: THE END GAME. Several council estates in London have been bulldozed and replaced with private housing by councils and developers working hand-in-hand to ‘improve’ inner-city areas. Gentrification is in the blog Regenerating Hackney’s Estates: Dirty Tricks of a Dirty Council
SECTION VI. WITH THE LANDLORDS.
'IS ANYBODY HERE A SOCIALIST?' At seminar at the National Landlord Investment Show, we hear from Tony Gimple, co-owner of the advisory firm Less Tax for Landlords. He asks: ‘Is anybody here a socialist?' No-one puts a hands up. ‘And is anybody here easily offended?’ Again, nothing.
AT THE LANDLORD ADVICE ROADSHOW. Entering the Residential Landlords Association’s ‘Landlord Advice Roadshow’ in Sheffield, posing as a property investor. Those attending probably represent more conscientious property owners. But not all of them.
NEST EGG: PROPERTY AS A PENSION. The ‘get-rich-quick’ accusations are only fair for a certain subsection of the landlord population. The fact is, a large proportion of people getting into small-time landlordism do it because they want to top up or create from scratch a healthy retirement income
INSIDE THE BUY-TO-LET INDUSTRY. Inside the National Landlord Investment Show at London's Olympia, which plays host to investment consultants, councillors, lawyers, estate agents and mortgage brokers, all giving their thoughts on the private rent sector. Landlords want hassle-free income: an annuity
NOW FOR THE 'CRACKDOWN'. Finding people from within the property world to speak to about the inner-workings of the buy-to-let industry proved surprisingly tricky. 'Eventually, I managed to get in contact with a marketing executive at a property investment company that builds urban apartment blocks.'
SECTION VIII: WHAT SHOULD WE DO?
SOME WAYS TO MAKE THE SYSTEM WORK. Isn’t it time we stop sacrificing the health, happiness and economic prospects of swathes of society on the altar of a failed ideology? Local authorities and housing associations could be part of the solution, alongside reinstating the rights of the commons
TIME FOR A LAND TAX. What is a land value tax. Explaining the economic ideas of American economist Henry George, while dealing with the 'Stern Cover-up' in UK politics. It's time to treat houses as homes. People should live normal lives rather than become financialised: ‘We are Not Your Assets’
ACKNOWLEDGEMENTS. Thanks to the Generation Rent Campaign Organisation, ACORN’s Sheffield branch, Leasehold Knowledge Partnership, Labour MP Dan Jarvis, Conservative MP Bob Blackman, Labour MP John Healey, Graham Hodges, Positive Money, Phil Anderson, Laurie Macfarlane, Akhil Patel, Anna Minton
NOTES. Full list of sources and references for this personal and authoritative guide to UK housing, house prices and rents
INDEX. Full page listing for Generation Rent. Such as the As: Abbeydale, ACORN, affordability of housing, Aldi, Alex, Alinksy Saul, Amazon Prime, Ambrosia Land University, American investment management company, Amsterdam, Architects for Social Housing, Architect’s Journal, Assured Shorthold Tenancy
Recenzii
Guardian's Best Book on the Housing Crisis
Black mould, botched repairs, rent hikes, revenge evictions, stolen deposits – the stories recounted in bleak detail in this lively book will be sadly familiar to many people who have rented in the UK. Chloe Timperley, herself a young renter with a background in finance, is an insightful guide to how we got here, charting the impact of the right to buy, the iniquitous role of land agents, the scandal of ground rents and the ongoing leasehold trap – all of which have led to a situation where, on average, renters are spending close to 40% of their incomes on lining their landlords’ pockets.
Oliver Wainwright, the Guardian
'A sobering non-fiction read this month is the well-researched Generation Rent... 'The housing crisis is just getting started,' warns Timperley in this important book.'
– MARTIN CHILTON, THE INDEPENDENT
'An essential read about a broken housing market... We meet the victims of revenge evictions, botched repairs and bullying landlords and hear about mushrooms blossoming out of the mould on the walls as the rent cycles ever upwards.'
– PETER APPS, INSIDE HOUSING
‘A lively account of arguably the country’s biggest social and economic problem.’
– MARTIN WOLF, FINANCIAL TIMES
‘There’s something rotten at the heart of Britain’s housing sector, which is blighting the dreams of millions of young people. Generation Rent dissects this morbid condition, with rigour and passion — and shows us a way to treat it.’
– OLIVER BULLOUGH, MONEYLAND
‘“Generation Rent is ultimately the story of how the UK turned its youth into an asset class.” From that powerful opening uppercut, Chloe Timperley lands punch after punch on a rental system that is dysfunctional, demeaning and downright unfair … .’
– EOIN Ó BROIN TD, IRISH TIMES
Black mould, botched repairs, rent hikes, revenge evictions, stolen deposits – the stories recounted in bleak detail in this lively book will be sadly familiar to many people who have rented in the UK. Chloe Timperley, herself a young renter with a background in finance, is an insightful guide to how we got here, charting the impact of the right to buy, the iniquitous role of land agents, the scandal of ground rents and the ongoing leasehold trap – all of which have led to a situation where, on average, renters are spending close to 40% of their incomes on lining their landlords’ pockets.
Oliver Wainwright, the Guardian
'A sobering non-fiction read this month is the well-researched Generation Rent... 'The housing crisis is just getting started,' warns Timperley in this important book.'
– MARTIN CHILTON, THE INDEPENDENT
'An essential read about a broken housing market... We meet the victims of revenge evictions, botched repairs and bullying landlords and hear about mushrooms blossoming out of the mould on the walls as the rent cycles ever upwards.'
– PETER APPS, INSIDE HOUSING
‘A lively account of arguably the country’s biggest social and economic problem.’
– MARTIN WOLF, FINANCIAL TIMES
‘There’s something rotten at the heart of Britain’s housing sector, which is blighting the dreams of millions of young people. Generation Rent dissects this morbid condition, with rigour and passion — and shows us a way to treat it.’
– OLIVER BULLOUGH, MONEYLAND
‘“Generation Rent is ultimately the story of how the UK turned its youth into an asset class.” From that powerful opening uppercut, Chloe Timperley lands punch after punch on a rental system that is dysfunctional, demeaning and downright unfair … .’
– EOIN Ó BROIN TD, IRISH TIMES
Descriere
In this razor-sharp account, a twenty-something writer goes undercover to the heart of Britain’s out-of-control housing market. 'An essential read about a broken housing market.' INSIDE HOUSING