America is headed for bankruptcy. This is not exaggeration, hyperbole, or alarmism. It is a true statement of a statistical fact. The definition of bankruptcy is a legally declared inability of a debtor to meet its obligations to its creditors. If you were born after 1980, congratulations, you belong to Generation Busted. In the 1960's your parents, or maybe your grandparents, liked to use the phrase "Never trust anyone over the age of thirty." If you belong to Generation Busted, it might be time to revive that distrust and suspicion of the economic and political establishment, because the generation gap that existed then is nothing compared to the generation gap that is looming ahead for you. Your parents and grandparents bankrupted you, and you don't even know it yet. I wrote this book for you, so you will know how and why it happened.