In our opinion we are living in the most critical time in American History. Our national debt is nearly 20 trillion dollars. The interest on that debt increases at the rate of $15,000 per second. At this moment, almost 70 percent of the U.S. population is essentially living from paycheck to paycheck. One survey found that 69 percent of all Americans have less than $1,000 in savings. George Barna predicted that in 10 years, 75 percent of the income of our churches will dry up. Can you imagine your church surviving on only 25% of the income it enjoys today? We are praying that God will raise up some pastors and church leaders like the men of Issachar in The Old Testament. "And of the children of Issachar, which were men that had understanding of the times, to know what Israel ought to do" (I Chronicles 12:32). The men of Issachar were the only men in all of Israel who really understood what was going on, and knew what God's people were supposed to do. This book was written to help pastors and church leaders to understand the times and plan wisely as our churches face a very uncertain financial future. Gene Keith gk122532@gmail.com