Very soon your child will be going to college or university. Not knowing good money management skills will cause them to be at risk of excessive spending and debt. Financial literacy is the most important skill that your child will ever acquire. The knowledge and interactive tools in this book will help them to understand their finances better, and learn to set dreams and goals to achieve financial independence before they start work. What are some of the benefits your child will be getting? 1. Budgeting - with easy to follow step-by-step guides, your child will learn to create a personal financial statement. They will acquire the skill of prioritize spending and deferred gratification. This is an important skill that even adults lack. It will indeed help them in many financial decision in the future. 2. Credit card debt - your child will have their credit card when they join the workforce later. It will give them a better understanding about credit card and how to be a responsible credit card user without falling into the trap of excessive credit card usage. 3. Compounding interest - interest can work in your favour when it is interest income and against you when it is interest expense. Your child will learn how compounding interest income can be their good friend when they introduced with different saving options. It will be an open-eye to them when they build a bigger pool of funds for investment in the future.