Finance: Applications and Theory is an introduction to corporate finance, focusing on how companies invest in real assets, raise the money to pay for the investments, and how those assets affect the value of the firm. The text aims to support instructors in teaching corporate finance by focusing on core concepts, problem-solving, and personal relevance. The text is designed to accommodate students with varying levels of math skills, offering a structured framework that integrates individual financial examples to make the material accessible to non-finance majors. It emphasizes practical decision-making through problem-solving while keeping chapters concise to fit modern student learning preferences.