Too often Christians have been left with the idea that faith is a character quality that one fully possesses or they lack the qualities of faith altogether. This idea has left many Christians with feelings of guilt, uncertainty and confusion in living their lives by faith. There is a fundamental question that must be asked "does it take more faith for one to realize the results of things hoped for, or does it take more faith to live life with the assurance of things hoped for?" In this study Richard guides you through five life transforming D's of faith, Defining faith, Discovering faith, Developing a living faith, Dwelling in a living faith and Delivered through a living faith. There is one faith that manifests itself in three distinct and yet unified ways, Doctrinal faith, Saving faith and Living faith. These three work together in perfect harmony through the one triune God, with the purpose of bringing God glory through each and every believer's life. You will learn that a living faith is a growth process that God has specifically designed and measured out for each individual believer's life. There are six stages that faith needs to grow through and mature in, for the development of a healthy living faith that has an eternal perspective.