The money management education you missed. If you never seem to have enough money or you're thinking about starting a small business - this is a book for you. The problem with money is never the money. Money is simply a tool. The problem with money management always comes down to one thing: the money manager. In your case, if you're having money problems, that's you. Money management is a simple task that is easy to understand but it requires a plan and self-discipline. In Everyday Money Management, retired banker and auditor, Peter Mulraney, gives you the money management education you missed. Study the four basic principles, follow the money management strategy, and take charge of your money.