Not only is Escape from the Plastic Prison the quintessential guide to getting yourself out of debt, it is an entertaining and frankly revealing look at the credit counseling and debt collection industries based on the author's quarter century spent in the trenches. You will learn how to talk to your creditors, how to structure a viable budget, how to negotiate settlements, and, in short, how to take control of your personal financial life. Of all the debts you have, you owe it to yourself to pick up a copy of this book. It well may be the most important purchase you'll ever make. THIS JUST IN Escape from the Plastic Prison was named the WINNER of the How-To Book of the Spring at the 2011 San Francisco Book Festival. Check it out: http: //sanfranciscobookfesitval.com/winners_2011.htm