Gabe and Jenny Steele are looking forward to years, perhaps decades, as retirees. They ask themselves all the right questions: Where should we spend our retirement? Can we afford to move? How will we fill our time in the final chapter of our life? They choose a place, DuPont Landing, a small member-owned community on an island with no bridge which is only accessed by ferry. All motorized transportation on the small island is limited to golf carts. They revel in the natural beauty and solitude, participate in social activities, and watch sunsets on a private beach far from the hustle and bustle of their former urban world. But life often holds many surprises as we journey toward the future. Gabe and Jenny find themselves facing obstacles they never anticipated. This book targets anyone who stands at the threshold of retirement after a long career. If you are relatively healthy, you must account for years, even decades, of future life experiences. As the fictional tale follows the odyssey of the protagonist and his wife as they face challenges and learn new lessons, the story offers the reader food for thought.