Today's lending environment follows on the heels of the worst 36 months of a boom-and-bust housing era, which has resulted in the government imposing huge regulatory hurdles on lenders of all types and sizes. It seems that when it comes to applying for a mortgage, want-to-be homeowners are asked for everything but their blood type and shoe size Don't Be Denied is written in easy-to-understand language for today's homebuyer. This book lays out the steps you can take to prepare yourself for the loan application process and successfully obtain a mortgage for your home. Obtaining a home loan is not about being sold a mortgage-it's about becoming educated on how to obtain a mortgage By working with the right experts and learning how to navigate the new world of lending, you, too, can achieve the American dream.