The Retirees Dilemma: "The question isn't at what age I want to retire, it's at what income." George Foreman Annuities are complicated-Guarantees expensive and not used. Annuities are not refundable-Charges apply for up to 15 years. Annuities are sold with false promises-Buyers are abused. Create a Tax-FREE inflation-proof income for life. Take advantage of the miracle of compounding: $100,000 can become $250,000 in 10 years. Do Not Buy That Annuity before you compare alternatives Wouldn't you like to assure yourself of a tax-FREE inflation-proof income you could use for the rest of your life without giving up your assets? You need to develop your own "lifestyle" security. You know that Social Security will eventually run dry. You know that income taxes will continue to climb because the size of government obligations will never shrink. Two wars and 10 years of tax breaks for the wealthy have to be paid off by someone. Today you can make sure you are protected by creating a personal retirement spending plan. You need to enter the last 30 years of your life knowing how you are going to manage it. You need a realistic and flexible plan. Two-thirds of pre-retirees don't have a clue. Financial advisors favor certain products. You need less biased information to find the best alternative for you. I help you decide which alternative is best for you, now and later, without giving up all your assets. Only you know what fits your lifestyle.