If you re retired or on the way, meet Marty Higgins your guide for the journey through what he calls DistributionLand, a place of lovely landscapes but undeniable dangers. He ll show you how to enjoy this new world but he wants you to be well-armed. As founder of Family Wealth Management LLC, Higgins is a specialist in helping families to build and preserve their savings to last the rest of their lives and beyond. In DistributionLand, he takes you into retirement territory, where you distribute the gains of your working years. Be warned: You need to adjust to a new set of rules here, or you may not make it, as many have sadly learned. This isn t Accumulation Land anymore, that youthful place where you built for a future far away. You need new strategies to fend off the beasts that lie in wait among them, taxation, inflation, the cost of medical and long-term care, and an unpredictable market. You need not live in fear. Higgins has the tools that can help you do far more than survive in DistributionLand. He can show you how to create an income that will endure as long as you do, supporting the retirement of your dreams. An important first step is to define those dreams. Marty Higgins has the answers to the questions that he has heard retirees ask during his many years of practice. If you are to sleep well, you need to be confident that your money is secure and that you will be all right, no matter what. But he knows that you want and deserve more than that. You want to explore these new vistas and enjoy this new phase of life to the utmost. With Higgins at your side, you re in for a joyous journey. We are entering unchartered waters and fortunately Marty Higgins has done the work of a cartographer in Distribution Land that will enable you to both survive and thrive in the times ahead. Mitch Anthony, Author, The New RetireMentality Kudos to Martin Higgins for creating a guidebook to help boomers navigate the largely unchartered territory of Distribution Land. A readable, fun and informative book. Moshe A. Milevsky, The IFID Centre, York University, Toronto A must read for anyone within 10 years of retirement or recently retired. I ve been a financial advisor for more than twenty-nine years, and I found the content of this book invaluable even at this stage of my career. Jay Van Beusekom, RHU, LUTCF; President & CEO of Jay Van Beusekom Financial Advisor, LLC"