"In this rare glimpse behind the curtains that typically shield private banks and lenders from public scrutiny, we learn about the decisions these companies make to keep people in debt. We learn about debt as a punishing edge of capitalism's spear, wielded by private banks and lenders."--Terri Friedline, author of Banking on a Revolution: Why Financial Technology Won't Save a Broken System "We rarely get an inside peek into how our corporate overseers plot to separate ordinary people from their money. Armed with years of knowledge from sitting in those meetings, Elena Botella has delivered fresh insights into the most seemingly innocuous of predatory financial schemes: credit cards, a product too many of us use without thinking about the implications."--David Dayen, author of Monopolized: Life in the Age of Corporate Power