When her husband leaves after taking all her money and dragging her credit down, Phoebe Greenvows to never give another man any part of her heart or her body without getting something in return. Jacoby Knight just wants to find a woman, who just wants to join themselves with his body and not his massive bank account. On a dark night, these two strangers meet and find they can meet each other needs, yet one night won't do when passion this hot meets.