This guide is intended for use by a credit union's board of directors and management, compliance officers, and others having responsibility for compliance as part of their duties. While the guide covers most federal consumer protection laws and regulations that affect credit unions, it does not address all federal laws or any state laws. This guide is divided into five sections: 1- Overviews; 2-Review Considerations; 3- Checklists; 4- Glossaries; and 5- Miscellaneous/Other additional information.