Little Gracie received a dollar bill from her grandparents on Christmas Day. Just before Christmas a year later, her beloved grandfather had a stroke and was dying. Gracie drew a small picture of the baby Jesus on the face of the Christmas Dollar and gave it to her grandfather. He added a few words on it and gave it to his wife, whose name is also Gracie, declaring his love for her. The cherished Christmas Dollar was later stolen by a murderous burglar who pitches the dollar bill in a dumpster where it was found by Sudsy Randolph, a homeless man. The dollar fell into other hands after Sudsy became critically ill. Grandma Gracie Christensen befriended Sudsy and learned that he had two children that he hadn't seen in over ten years and she initiated a nationwide search to locate them. What follows is tense drama, danger, and a couple of miracles, the last one involving the Christmas Dollar several years later and the now grown up Gracie.