Margarette Perkins believes that the secret to building wealth is to save for the future--not become a slave to the future. By now you have heard all the "get-rich-quick" scams on television and in seminars--that don't work Now it's time to do it the right way. But in order to change your present condition, you must change your thinking condition, which will change your financial condition. It's high time you take charge of your finances and live the life you've been dreaming about. About the author: Young, single, and penniless, Margarette Perkins knew nothing of investments, 401K plans, stocks, or bonds. Today she's financially independent, a successful business owner, and an inspirational speaker.