Make the most of your money with this simple step-by-step guide to creating a budget!

Does opening your credit card bill make you anxious? Do you always run out of money before your next paycheck? Do you want help establishing and sticking to a budget? Budgeting for Beginners will have you paying off credit cards, setting up a budget, and sticking to it in no time at all.

This pocket guide includes:
- Expert advice on saving money
- Professional guidance on avoiding habitual budgeting mistakes
- A twelve-step program exhibiting how to create a reasonable budget you won't want to break