33-year-old Kendra Richards just can't escape her reckless mother's endless requests for money that will never be repaid. Again and again, Kendra rescues Ginny despite the advice of her own father. Kendra knows her mother is troubled - what she doesn't understand is why she can't tell her no - until she happens to meet psychologist Sam Hughes. Smart and sexy, Sam offers Kendra the answers, love and romance she's been looking for.