In this document I try to present a variety of specific philosophy summaries that make up what our country and society is or should be comprised of. In it I include what it means to be a patriotic American, what honesty and integrity should mean to those people who should possess them, what it means to be a team player and to cover the backs of those people who are working to make this a better America and a better world. I also discuss what the results were from being involved with subprime mortgages as controlled and handled by Fannie Mae and Freddie Mac. I also have a discussion of what usury is and how it used to be handled at the turn-of-the-century in 1900 compared to how people are charged such ridiculously high interest rates now and why they should not be. I also give a discussion of the biosphere and how were doing a real job on our own environment and how long we can expect before we start paying the consequences for our excessive use of our resources.