This book is a result of international collaboration on blockchain technology and application possibilities. In 2021, the Research Group Blockchain of Saxion University in the Netherlands conducted several webinars, conferences, masterclasses, and research projects, many of which are detailed in this volume. Whereas the first two volumes of Blockchain Applications and Technology dealt with the technology of blockchain and applications for real estate, this volume provides insights on the impact of blockchain on the financial world, new application possibilities, and an extensive study of blockchain and European higher education systems. This book will contribute to the knowledge of students, researchers, and the work field on an international level to help them enter the next phase of blockchain development. In the coming years, a further acceleration of the development of applications of blockchain and other emerging technologies is expected.