A book like Banking Secrets Made Crystel Clear comes along once in a lifetime. For the first time ever, multi-business owner, author, speaker, and 16-year veteran banker, Crystel Smith, reveals all of the secrets that the banks don't want you to know Crystel's 16-year behind-the-scenes experience working in several banks, both large and small, provides a unique insight into the true actions and ethics of bankers across the industry. The secrets she reveals will not only shock you but will give you a true look into the demands in the life of a banker and the opportunity to save hundreds of thousands of dollars as a business owner, who now knows all the secrets Crystel Smith, wife, mother, grandmother, aunt, and sister, is also the owner of three businesses. Crystel Clear Business Strategies offers a one on one coaching opportunity for business owners who are committed to taking their business to the next level to achieve their goals and dreams. Core Dynamics offers a unique opportunity for business owners to build their business through building relationships. Finally, Optimum Impact provides the opportunity for business owners to achieve greater success in a classroom environment. During her 16-year career in banking, Crystel spent the majority of her time serving her clients to help them achieve their financial goals. As a business owner and coach, Crystel is now committed to ensuring business owners achieve not only their financial goals, but their personal goals and dreams through the success of their business. Crystel walks the walk As a multi-business owner, she lives by what she teaches other business owners. Her successful businesses allow her to spend time doing what she enjoys most in life. Spending time with her family is Crystel's first priority. Crystel lives in Winchester, Virginia with her husband Sean Smith. They live the life they have both always dreamed of on a small farm. The farm is often filled with their children, Brian, Stephanie, and Alyssa, and their grandchildren Mason, Addison, and Ettalynn. Sean and Crystel enjoy hosting all of the family and holiday events to bring the large family of parents, grandparents, aunts, uncles, nieces, nephews, brothers, and sisters together. The three successful businesses Crystel has built using the same strategies she teaches others provides the time and financial resources to gather the family often. This is her vision for all business owners. Crystel instills in her family the importance of spending time with family. She often reminds her family and clients that time is something you cannot get back or make more of. "Our family and time spent with them is a precious gift. We need to cherish it and spend our other time very wisely to allow for more quality time with loved ones." Now, for the first time ever, Crystel is providing her insights to business owners who are ready to spend less time frustrated with bankers, save hundreds of thousands of dollars, and ultimately give that time and money back to what is important to them in their lives