Indian banking system has played a crucial role in the socio economic development of the country. Banks are the most significant players in the Indian financial market. Competition has become intense in all spheres of economic activity. Banks attract most of the savings from the population. Since 1991 Government of India formulated policies supporting liberalisation, privatisation and globalisation. Banking and Financial Systems addresses contemporary vital issues like capital market, money market, indigenous bankers and money lenders, negotiable instruments, banker and customer relationship, cooperative banks, regional rural banks, RBI, SBI, development banking and banking technology. This book will serve as a useful guide and provide reference material for the undergraduate level and different courses like B.Com, BBA, M.Com, MBA, CA, ICWA, and other professional courses. It gives complete information and analysis of changes in the financial sector in a logical and integrated manner. The chapters in this book equip the students with the right kind of study material to prepare each topic thoroughly. It will prove highly beneficial for the students studying independently and provide relief from time consuming task of making notes.