Did you know -- that the Social Security Administration (SSA) acknowledges, "Disability is something most people do not like to think about. But the chances that you will become disabled probably are greater than you realize. Studies show that a 20-year old worker has a 3-in-10 chance of becoming disabled before reaching full retirement age..."? (Noted on SSA website) Did you know -- that the Social Security Administration Disability Insurance (SSDI) online application is designed "user-friendly" to Apply for Disability On-Your-Own? Did you know -- the "Secret Factors" shared in this book, "Apply for Disability On-Your-Own" explains how to get approved the first time applying on-your-own, and how the author received her benefits in four (4) months? Just like a weather catastrophe (i.e., tornado, earthquake, hurricane, tsunami, winter storm, etc.) YOU have NO control of becoming disabled, but, be prepared. How to be prepared? Recommend to buy and keep this book for either yourself, a loved one, someone you know, or cross paths with in life -- to help be prepared. LEARN how to handle your disability situation while applying for Social Security Disability Insurance (SSDI) benefits, and being approved the "first time on-your-own" without hiring an attorney, advocate...and NO appeals, NO courtrooms, NO judges, etc. Be at peace and receive ALL of your SSDI benefits, while not being able to work due to your disability. You paid your FICA taxes for Social Security Disability Insurance, which is NO different than paying for regular insurance -- when in need -- use it. SSDI is not a handout from the government, remember you paid into it. This book tells you how it can be done, and there are "Secret Factors" to move you through the process of "Applying for Disability On-Your-Own" for the first time in applying for SSDI. This is a MUST READ and a keepsake for everyone