A chance meeting at a local cocktail lounge, an older woman, a younger man, a strong attraction, and an innocent stroll finds them foolishly boarding a luxury yacht at a nearby pier. In a mind numbing chain of events, they find themselves heirs to a mega fortune if they accompany a dying and extremely wealthy man on his last voyage to sea. Abandoning every connection on shore, they savor the life of the mega rich only to have their South Pacific journey interrupted, as they discover they are on a yacht being used by the U.S. Navy in an ultra secret mission. Shrouded in secrecy, they are virtual prisoners onboard as the Navy conducts its mission. Returning to Newport Beach draped in the unfamiliar heavy robes of wealth, they find their happiness not in a financial portfolio, but at the place of their first meeting, Mandy's where they first shared a drink, a dance, and desire.