Annie is in her fifties, single, and recovering from an unusual type of breast cancer. Her sense of humor finds an outlet when her two uncles and their wives give her a surprise week at a ranch south of Salmon, Idaho. There, Annie meets a tall cowboy named Jake, and Silk, a black stallion who instantly likes Annie, although the redhead known as Allison does not. Several surprises await Annie and her cohort, Mike, not to mention Trouble.