The 2008 financial and housing market collapse was the worst event since the Great Depression. People lost their homes, their jobs, their savings and their hope. This is the story of two Realtors who did their best to help people stay in their homes through mortgage modification programs supported by the government. The Realtor couple became too involved when they witnessed firsthand that investors denied worthy loan modification applicants the chance of remaining in their homes. The couple couldn't turn a blind eye to the failed modification program so they looked into the matter. Their researching led them to ONE particular investor responsible for this modification conspiracy, but the couples' researching concerned the government.Alan and Kay Thrines' time helping homeowners with loan modifications led to their own financial struggles. They found themselves on a long empty road with no direction. All the couple had was hope and a special Christmas celebration in 2011 they'd never forget.