Role of Savings & Other Issues in Retirement Readiness

Editat de Joel K. Harris
Notă GoodReads:
en Limba Engleză Carte Hardback – August 2010
The 78 million members of the "baby boom" generation are beginning to retire. After many years of accumulating assets to spend in retirement, they now must decide how to convert these assets into a steady stream of income. Since the trend has shifted from defined benefit pensions to defined contribution plans such as 401(k) plans, future retirees will be less likely to have a guaranteed stream of income from defined benefit pensions. While Social Security will provide a guaranteed income to most retirees, it will replace only a relatively small proportion of their pre-retirement income. As a result of these trends, many future retirees will rely greatly on their savings to finance their consumption during retirement. This book examines the role of savings and other related issues in retirement readiness.
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ISBN-13: 9781607414469
ISBN-10: 1607414465
Pagini: 142
Ilustrații: tables & charts
Dimensiuni: 157 x 230 x 16 mm
Greutate: 0.35 kg
Editura: Nova Science Publishers Inc
Locul publicării: United States


Preface; The Impact of Medicare Premiums on Social Security Beneficiaries; IRAs & Other Savings Incentives: A Brief Overview; Income & Poverty Among Older Americans in 2007; Converting Retirement Savings into Income: Annuities & Periodic Withdrawals; Individual Retirement Accounts & 401(k) Plans: Early Withdrawals & Required Distributions; Behavioral Finance, the Market Crisis & Retirement Savings; Index.